Hostname: page-component-857557d7f7-cmjwd Total loading time: 0 Render date: 2025-11-23T16:58:28.894Z Has data issue: false hasContentIssue false
  • English
  • Français

Mental illness and motor insurance

Published online by Cambridge University Press:  02 January 2018

Phillip Brown
Phillip Brown*
Affiliation:
United Medical and Dental School (Guy's Campus), St Thomas' Street, London SE1 9RT
Rights & Permissions [Opens in a new window]

Extract

Core share and HTML view are not available for this content. However, as you have access to this content, a full PDF is available via the ‘Save PDF’ action button.

Much has been written about mental illness and driving, particularly the possibly increased risk of accidents. There is, however, little awareness of how this affects insurance premiums. It is well known that as a result of recent losses within the business, premiums were increased by 30% last year, and may be set to rise higher. This has made insuring a car a major part of the cost of running one. It appears that people with mental illnesses are being unfairly treated by motor insurers and therefore financially disadvantaged. I was first made aware of this problem by my involvement in a case.

Information

Type
The times
Information
Psychiatric Bulletin , Volume 17 , Issue 10 , October 1993 , pp. 620 - 621
Creative Commons
Creative Common License - CCCreative Common License - BY
This is an Open Access article, distributed under the terms of the Creative Commons Attribution (CC-BY) license (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted re-use, distribution, and reproduction in any medium, provided the original work is properly cited.
Copyright
Copyright © Royal College of Psychiatrists 1993

References

Appleby, L. (1991) Suicide during pregnancy and in the first postnatal year. British Medical Journal, 302, 137–140.Google Scholar
Armstrong, J. L. & Whitlock, F. A. (1980) Psychiatric illness and motor accidents. Australia and New Zealand Journal of Psychiatry, 14, 53–60.Google Scholar
Frier, B. M., Sullivan, F. M. & Stewart, E. J. C. (1984) Diabetes and insurance: a survey of patient experience. Diabetic Medicine, 1, 127–130.Google Scholar
Krumholz, A., Fisher, R. S., Lesser, R. P. & Hauser, W. A. (1991) Driving and epilepsy. A review and appraisal. Journal of the American Medical Association, 265, 622–626.Google Scholar
Silverstone, T. (1988) The influence of psychiatric disease and its treatment on driving performance. International Clinical Psychopharmacology, 3, (suppl 1) 59–66.Google Scholar
Tsuang, M. T., Boor, M., Fleming, J.A. (1985) Psychiatric aspects of traffic accidents. American Journal of Psychiatry, 142, 538–546.Google Scholar
Submit a response

eLetters

No eLetters have been published for this article.