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  • Chapter 24 - Social Media and the Changing Infrastructures of Money

  • from Part IV - Digital Technologies and the Future of Financial Infrastructure
  • Edited by Carola Westermeier, Max Planck Institute for the Study of Societies, Malcolm Campbell-Verduyn, University of Groningen, Barbara Brandl, Goethe-Universität Frankfurt
  • Book:
    The Cambridge Global Handbook of Financial Infrastructure
    Published online:
    21 May 2025
    Print publication:
    05 June 2025, pp 299-308
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  • Summary

    As payment is increasingly becoming part of social media, it takes on the operating, governance, and revenue models of the Silicon Valley tech industry. At the same time, new platform payments “ride the rails” of long-standing infrastructures. These conditions create opportunities for surveillance and infrastructural power, as well as new unanticipated harms for users. As the future of money is imagined, it is wise to contemplate a payment ecosystem that is – like social media more broadly – increasingly private, siloed, and rife with scams.